Business Coverage
Health insurance still costs money and choosing the right policy for you can be hard. What if you already have insurance? The information below can help you understand the policy you already have and help you when you are shopping for new coverage.
Health insurance can help protect you from the high costs of illness or injury. It also helps you get regular health care, such as exams, preventive care, and vaccines. But health insurance can cost a lot. And it can be hard to choose the best insurance. RIS has provided you with this brochure to help choose health insurance.
This brochure can help you:
1. Choose a health insurance
2. Understand your health insurance policy
3. Know who to contact if you have questions.
Workers
Compensation
TITLE Report
\
The current health care landscape and rising costs have pushed some businesses to believe that offering health benefits is not only impractical, but also unrealistic. This situation has created what feels like an easy way out, “the health care raise.”On the surface, this seems like a great idea because it looks and sounds easy, affordable and hands-off. Upon taking a closer look, this approach may not only be adding unnecessary costs to your operation, but it’s also doing little or nothing to help employees obtain health insurance. Let’s break it down and see what an extra $100 per month, per employee (PMPE) can afford as wages increase.According to the Census Bureau, the annual per capita income in 2016 was $29,829.1 To be practical, let’s use $30,000 as the basis of individual income for tax rate purposes.